Accounts Receivable Management, Debt Collection, Judgment Experts, Investigations, 
Legal Services, Business Development, Asset Locating, Serving All size of business

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Collection Advice; past-due recovery practices with the help of professionals Before collecting on your own, consult a professional. Collection advice.It’s always a best practice for a clinic to have policies and procedures for their accounts receivables. To make sure yours line up with current rules, laws, and regulations, it’s smart to consult with a professional for collection advice. Here are some basics:Phone calls Picking up the phone and calling the past-due patient early on can ferret out some smaller problems and misunderstandings that have simple solutions.  Still, it’s important your staff knows and understands federal and state laws governing debt collection calls. Dialing one patient too often or after a certain hour at night can land your practice in afoul of regulations. To help you tighten your telephone procedures, schedule a consultation with your accounts receivable partner to help you develop guidelines and a script, so your calls are both effective and stay within the law. Letters; Sending a letter can also open communication with patients who are behind on their bills. This is a chance to lay out their options, including contact information and business hours, and what the next steps are if payment does not arrive by the due date.Small-business owners: Build your accounts receivable plan  small business owners accounts receivable Collections. One of the challenges of being an entrepreneur is having to do it all yourself. For small business owners accounts receivable can be a bear. There are sales, marketing, HR, strategic planning, budgeting, accounting, inventory, shipping. In some ways, you know more than your larger counterparts!Adding to the challenge of mastering these many skills are the small things that crop up every so often. One of these is trying to recover money from a non-paying client or customer. In order to increase your cash flow, it’s important to build a proven accounts receivable system that grows with you. Build a payment schedule You already have a billing and collections policy. (And if you don’t, it’s time to build one.) If it’s not fully implemented and automated, now’s the time to get that system running. With the help of your billing software, create instant reminders when payments are late, and establish a schedule and procedures to follow up. Ideally, this should become an automated part of doing business. Adjust your policies Sometimes, all it takes are a few changes to boost your inflow. For example, when collecting client information, get their permission to call or text your cell phone and require a deposit before they get the service. If bills are going out in 30 days (or longer), it might be worth speeding up the cadence. Follow up. Within a few days of service, follow up with a phone call or email. Verify that the service was completed, ask if the customer has any questions or feedback, and finish the call by letting the customer know their final amount due, and when the invoices are going out. It’s not uncommon for unhappy and dissatisfied clients to ignore the bill or postpone payment. Early contact is one way to head this off. Give incentivesIn addition to having a late fee built into your policy, reward customers who pay early. For example, offer a 2 percent discount for payment received in 10 days. Give laser focus to overdue accounts. When the due date passes with no sign of green from the client, it’s time to follow up. (Hopefully with some of these proactive measures, this will happen much less often.) It is here where small business owners get shy out of fear of annoying the customer. In reality, waiting diminishes your chances of recovering the money. Be proactive, and step up your attempts to connect before the next billing cycle. Start with a courteous email. If nothing comes of that, be persistent. Increase contact frequency to at least once a week with phone calls, follow-up invoices, and emails.  Most customers and clients do the right thing and offer payment for the goods and services they’ve received. Unfortunately, there are always some who put you off or fail to pay altogether. If your accounts receivables are getting too high, perhaps it’s time for a hard look at your financial system, and even plan for collections work on your accounts. As we’ve seen in the medical sector, a surefire way to delay payments is to confuse and anger customers with a surprisingly high bill. We always say the customer is entitled to a solid forecast on what they’re in for before service begins. Be sure and factor in a range of variables that can alter the terms along the way, and always inform them how changes will affect their costs. Before services begin, collect a down payment.Make it easier for customers to make payments If the only available option is still the envelope and stamp, it’s really time to build more channels. Think about it: In a few years, you could be talking to young people who never used or needed a debit card, thanks to cardless ATMs. If your customers have to dig out their seldom-used checkbooks and go out and buy stamps in order to pay you, you’ll be waiting longer for your money. Talk to your bank or credit union about electronic payment options.Partner with a collection agency as a last resort Even if your customers are local, people move. If your agency isn’t licensed or bonded and insured in your customer’s new state, what you have is another barrier to recovering the money.4. How do you ensure employees adhere to federal and state laws? Most collection agencies will tell you in the marketing materials they adhere to the Fair Debt Collection Practices Act (FDCPA). Ask more questions, such as which practices are in place to train and audit the employees to make sure they follow federal law. Don’t forget other regulations. A well-built collection agency has systems to adhere to industry-specific laws and rules from state to state.5. Is the company accredited? Not all states require accreditation, but membership in an organization such as ACA International is a good sign. To belong to ACA International, members must be bonded and take the pledge to follow the nonprofit’s code of conduct for debt collectors, along with state and federal laws. Agencies that don’t are subject to review by the ACA’s Ethics Committee.Before you commit to a collection partner, make sure you have a good grasp of their core values and practices so you know debt recovery will be done the right way on your behalf. Since 2004, we at CRI System have built our business to represent thousands of businesses across many industries in all 50 states.Need collection help? Call us  Pay Less Fees and Get More Recovered  Best Debt Collection Agency For Small Businesses unreturned merchandise, specialty services, maintenance, commercial, corporate, debts, delinquent invoices, outstanding invoices, and more. Never write off unpaid debts instead, collect owed B2B money. Best collection agency for the cheapest prices. No money out of pocket for collections services. Free collections services if I don’t get paid? Commercial Business Collections of past due debts and invoices. Debt Collections for businesses. Never write off unpaid debts instead, we will collect what is owed to you! B2B recovery of money to your company. Strictly contingency. Lowest rates. We only collect a low fee when we successfully collect funds owed to you. Bring outstanding DSO, invoices, Contracted work current. Did a contract not pay what they owe to you? Have our Expert team of corporate collection professionals work for you! No fee unless we collect your funds. Best prices and deals. Flexible and customized for your business needs. Looking for the fastest way to collect unpaid invoices, bill of lading, delinquent customers, clients, businesses pay you back fast. Overdue, Past due, delinquent, Invoices, bad/hot checks, B2B Consulting Recovery & Investigations, LLC in Texas offers accounts receivable management and collections to businesses in the US. If you are asking yourself; how do I get my money back from a company who refuses to pay me? Simple, contact us immediately for free collections consultation. Check our fee rates before spending too much! We specialize in various business specialty collections. We will work one account if that is all you have or many. Small balance collections. Large balance collections. Low volume collections. High volume accounts. We know your business. We are the best collections company to use. Free debt and debtor reviews. Need someone to evaluate your outstanding account? Call the best recovery team, with lowest expense, who can get your money back quick and hassle free. Speedy recovery, asset research, investigations. If you are asking yourself "How do I collect" anything due to me, contact us and we will examine your debts, DSO, receivables. un-returned merchandise. Broken contracts? Unpaid damages? Need your money back? Mechanics liens. Lien perfection. File a lawsuit against a company that owes you money cheap and effective. Top commercial collection agency. Private commercial collection agency. Specializing in B2B collections. Experienced and discounted rates. Only pay when your money is received. Don't wait any longer to collect your past due invoices. do not wait to have our office help you with mechanics liens, bond claims, retainage. no money down. free to retain . hire us for free and we will only get paid after you get paid. Get paid on outstanding owed invoices. We can start the collections process today with no money upfront. no charge unless we win your money back. How do Liens work? How do I file a mechanics lien? Ask us for free business debt collections advice. large, mid-size, and small business. Money owed to your company Strictly contingency, Lowest rates. Commercial Collections, past due debts, invoices. Debt recovery for businesses. Debt collections for companies; energy, power, contract work, contractors, equipment rental, environmental, vehicle, construction, services, transportation, freight, technologies, suppliers, supply, rentals, machinery, bill of lading, unpaid services, hot checks, bad checks, returned checks, products, repairs, mechanical, fleet services, technology, telecommunications, industrial, manufacturing, unreturned merchandise, specialty services, maintenance, commercial, corporate, debts, delinquent invoices, outstanding invoices, and more. Never write off unpaid debts instead, collect owed B2B money. Best collection agency for the cheapest prices. No money out of pocket for collections services. Free collections services if I don’t get paid?



account receivable management, A/R management
collect judgment
debt collection
locate hidden assets, recover property anywhere
low contingency rate



                 9 Credit Terms That Will Help to Increase Your Financial Knowledge

Could increasing your credit vocabulary improve your financial well-being? Test your knowledge of these nine important terms that can help you maintain healthy credit — and get the most from your credit card experience.

1. Annual Percentage Rate (APR)

Credit card companies may charge interest in exchange for letting you carry balances. You may avoid an Interest Charge on purchases if you pay your balance in full each month. However, if you pay less than the full balance, an Interest Charge may be added to your account. The Annual Percentage Rate is a measure of the cost of credit, expressed as a yearly rate. The higher the APR, the more that you will pay.

2. Bottom Line

You may hear this phrase used everywhere, but here's a quick explanation of the financial definition: the "bottom line" is your monthly income less your monthly expenses.

3. Balance Transfer

You may be able to transfer a balance from one credit card to another, usually to take advantage of a lower interest rate. Transfers are limited to the available credit on the receiving card.

4. Dispute

If you think your bill is wrong, write to your credit card issuer at the address listed on your statement, within 60 days of receiving the first statement where the error appeared. The credit card issuer must acknowledge your letter within 30 days, and correct the error or explain why they think the statement was correct within two Billing Cycles, but no later than 90 days after the receipt of your letter.

And here's a tip to help your dispute: If you notify the credit card issuer of a possible error in writing, you may not have to pay the amount in question while it is investigated. (Though you do have to pay the rest of your bill.)

5. Grace Period on Purchases

Many credit card issuers give you a Grace Period on Purchases if you pay your balance on your statement by the due date each month. If you don't, you may not get a Grace Period on Purchases until you pay the balance by the due date for two months in a row.

6. Secured Card

A Secured Card is a credit card that is collateralized, or partially collateralized, by a cash deposit held in a special savings account or certificate of deposit. Some banks may require that the deposit remain in the account until the credit line is closed or the bank decides security is no longer necessary. The credit line on the card may sometimes equal to the amount of the deposit. If the cardmember defaults on the card, the issuer may apply the deposit towards the outstanding balance.

7. Variable Interest Rate

A Variable Interest Rate is an interest rate that changes based on an economic index such as the Prime Rate or the U.S. LIBOR Rate. For example, a variable rate credit card with an interest rate like "Prime + 5.9%" means that the interest on the card is based upon the Prime Rate plus an additional 5.9%.

Not entirely sure how Prime Rates are calculated? Read on.

8. Prime Rate

The Prime Rate is the interest rate that some major banks charge to many of their best corporate borrowers. Each bank sets its own Prime Rate, though because the rate is so competitive, sometimes the rate is the same at all banks.

For consumer loans — including credit cards — banks and other lenders may use the Prime Rate as a base for calculating variable interest rates. For example, a credit card might carry an Annual Percentage Rate (APR) based upon the Prime Rate + 7.4%. If the Prime Rate today is 3.25%, the rate on the loan will be 10.65% (3.25% + 7.4% = 10.65%). If the Prime Rate drops to 3% when the price on the loan is next evaluated, the rate on the loan may go down to 10.4% (3% + 7.4% = 10.4%).

9. Revolving Credit

Never again will Revolving Credit make your head spin. Simply put, it's a credit agreement that allows consumers to pay all or part of the outstanding balance on a line of credit or credit card. As the balance is paid off, it becomes available again to use for another purchase or Cash Advance.

Looking for more definitions? Check out Citi's A to Z glossary of the most commonly used credit terms here.


Judgment and Judgments Services

STAGE 1 - ("Pre-legal")

Determining the viability securing the judgment prior to pursuing legal action. During this phase we will do a comprehensive evaluation with our qualified legal council and judgment experts. Prior to seeking a judgment or judgments if more than one case exists we will process your case into "Stage 1 - Pre-Judgment Phases" Before seeking a judgment, we recommend our help reviewing your case and parties involved first. The are the ABC's of our Pre-judgment process should you start here with us. Remember that securing a judgment against a debtor who legitimately owes a debt, is the easy part. But, a judgment is just the first part to collecting the money owed to you. Be prepared to collect the judgment before filing suit.

A) Viability of seeking a judgment

     -Is there sufficient evidence?

     -Is the case financially sound for you?

     -Are there Pro's & Con's to consider?

B) Asset Locating & Qualifying judgement worthiness

     -CRI will process potentially liable  defendants for judgment worthiness.

     -How will the judgment be paid when/if awarded? We have you covered

C) Consider Effective Alternatives 

     -What alternatives are available instead of seeking a judgment? We are the answer to all of these concerns. Call us today for answers. 

Judgment and Judgments Services

STAGE 2- ("Legal Action") 

Assuming that Legal action in order to secure a judgment has been decided.

A) We will do the heavy lifting when matching you with the right attorney to represent your business.

B) Can you afford expensive legal fees that come with effective and sought after attorney's? We will help you with EVERYTHING involving you legal process. You will need to contact us to get the details. 

Judgment and Judgments Services

STAGE 3- ("Legal Action") 

Collecting a judgment is the ultimate goal. Recovering the money owed to you for a judgment can be very difficult in many cases.

The answers you will need for the questions below are our specialty. We can gladly help.

If/when a judgment is awarded by the court what is the next step? We work diligently throughout the process to have these questions answered beforehand.

In many instances our clients have sought our judgment collection services at this stage. After securing a judgment many clients find that collecting more than dust is a problem. We will take care of these issues and concerns. 

A) What course(s) of action are available to collect the judgment? 

B) How can I collect money owed to me from a judgment?

C) Can I collect my judgment without spending more money?

The last thing we want a client doing is "throwing good money after bad money"

how can we help? Answer: in more ways than one!

We specialize in Post-judgment remedies and services to make the recovery of your awarded judgment, effective, efficient, and very affordable. (special programs available)